Hospitalisation Insurance, especially Integrated Plans with Riders, continue to be the main issue dogging us in Singapore. From Coverage to Deductible & Co-insurance. Rider to waive those components and now to mandatory Co-Payment.

its precisely medical inflation is increasing at an alarming rate that consumers who are concerned wish to transfer the entire risks out to an Insurer, why should they be deprived?

Over-consumption, a la Buffet Synrdome? Who caused it? Is it fair to blame the policyholders alone? How about third parties like Medical Concierge Companies, attitude of Specialists; asking ‘Do you have insurance/‘ or when they do ‘Dont worry, you can claim?’ Of course I am worried! Because I am concerned if you are calling for more than necessary tests when its not really required, simply because its claimable? And now, who bears the brunt and pay the price of all these gross malpractises? The consumer! Its always the consumer!

In all the measures proposed by the Committee looking into medical costs, what have they proposed that concerns the hospitals and doctors? NOTHING! When is this ever gonna stop? How will this problem ever be resolved if the root causes are never addressed???

Big shame!

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